DESERT SCHOOLS Credit Union
Phone: (602) 433-7000
Website: http://www.desertschools.org
148 N 48TH ST, PHOENIX, AZ, 85034
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Requirements for joining:
Persons who live, work, worship or attend school, including businesses and other legal entities, in Gila, Maricopa and Pinal Counties Immediate family of the above groups, of a member or an eligible member who has not joined Desert Schools (e.g., spouse, children, adoptive children, parents, siblings, grandchildren, grandparents; does not include in-laws)
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Debit card fees:
No charge for using ATM/Debit Card for debits or credits. Unlimited free ATM access at Desert School ATM's. 2 free uses at non-Desert School ATM's per month. $2 thereafter.
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Overdraft fees:
$35
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ATM access:
49 branches in Phoenix metro area, 1 in Payson. 27 are in-store. 13 have Drive-thru banking. All branches have walk-up ATMs.
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Checking account fees:
$5 to $15 dollars per month depending upon account.
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Minimum balance requirement:
- waived with combination of any two requirements: eStatements, Direct Deposit, and/or three or more non-PIN debit card transactions - waived for minors
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Minimum opening deposit:
$25 for membership savings only or another $20 to open a checking account, too.
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Business hours:
Depending upon branch, 9:00 AM-6:00 PM or 10:00 AM-7:00 PM Monday-Friday, and some Saturday hours (9:00 or 10:00 AM - 1:00 or 5:00 PM).
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Online bill payment:
Yes
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Mortgages:
Depends upon the mortgage, but in general we hold and service our mortgages
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TARP bailout money received:
No TARP money received
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TARP bailout money repaid:
No TARP money received
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