CITADEL Credit Union
Phone: (610) 325-3600
Website: http://www.citadelfcu.org/
3030 Zinn Road, Thorndale, PA, 19372
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Requirements for joining:
Live, work, worship, or study in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties, or the city of Lancaster. You can also become a Citadel customer if a member of your family or household is already a customer, no matter where you live.
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Debit card fees:
$1.00 for each transaction on another bank's machine if you have Citadel's free checking acount; there's no fee for a card attached to a "premium" account (which requires a minimum monthly balance)
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Overdraft fees:
$30 for each overdraft on an account with no overdraft protection; $5 for each overdraft on an account with overdraft protection
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ATM access:
13 branch ATMs in Chester County, Delaware County, and the city of Lancaster. Surcharge-free access "at more than 28,000 ATMs worldwide" for Star Checking accounts ($500 average daily balance or $5 monthly fee). Free locations include other credit unions, 7-Elevens, and Dunkin Donuts.
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Checking account fees:
Fees depend on the type of account you open.
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Minimum balance requirement:
Citadel's free checking account doesn't require a minimum balance, but there are 2 "premium" accounts available, each requiring diferent minimum balances.
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Minimum opening deposit:
$5.00
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Business hours:
Mon-Thurs 8:30 am to 5:00 pm, Fri 8:30 am to 7:00 pm, Sat 9:00 am to 2:00 pm
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Online bill payment:
Yes
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Mortgages:
Yes
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TARP bailout money received:
No TARP funds borrowed
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TARP bailout money repaid:
No TARP funds borrowed
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