Public Service Credit Union on Banxodus.org

Requirements for joining: Eligibility requirement: address w/in boundaries, work for a company CU is affiliated with, already have a family member w an account, or can make a one-time donation of $5 to the "Dedicate to Graduate Fund" (Only 4 responses received)

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Requirements for joining:
Eligibility requirement: address w/in boundaries, work for a company CU is affiliated with, already have a family member w an account, or can make a one-time donation of $5 to the "Dedicate to Graduate Fund"

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Eligibility requirement: address w/in boundaries, work for a company CU is affiliated with, already have a family member w an account, or can make a one-time donation of $5 to the "Dedicate to Graduate Fund"

25% (1 response)

One must live, work, or worship in the county.

25% (1 response)

There are several ways PSCU can qualify you for membership. You can qualify if you live, work, or worship in the county. (Pretty much all of the Denver Metro area, Northern Colorado, and Colorado Springs.) You can also qualify if you are related to a PSCU member, or if you are employed by a partner company or select employee group.

25% (1 response)

You are related to a current PSCU member OR You are employed by or affiliated with a PSCU Partner Company or Select Employee Group OR you live or work in a qualifying area.

25% (1 response)

Debit card fees: NO (Only 3 responses received)

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Debit card fees:
NO

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67% (2 responses)

Dr is free. Credit union network - atms 10 x months/$2 fee outside network.

33% (1 response)

No fee

Overdraft fees: First one each year is $20; 2nd ,3rd and 4th are $27; and any more that year are $33 (Only 4 responses received)

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Overdraft fees:
First one each year is $20; 2nd ,3rd and 4th are $27; and any more that year are $33

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First one each year is $20; 2nd ,3rd and 4th are $27; and any more that year are $33

25% (1 response)

NSF $33 fee. Courtesy clear, bank pays then collects from you. LOC-overdraft is temporary loan which one can pay back with interest, my balance is $2,000. from checking.

25% (1 response)

PSCU suggests an Overdraft Line of Credit to prevent overdraft fees. This is a temporary loan which you can pay back with interest. Otherwise, typically it's $33 for Courtesy Clear...which means the credit union pays the transaction.

25% (1 response)

The bank has a overdraft line of credit standard. Otherwise it is $20 for the firs overdraft, 27 for the 2nd-4th overdraft. $33 for 5+ overdrafts.

25% (1 response)

ATM access: Very widespread. (Only 3 responses received)

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ATM access:
Very widespread.

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Very widespread.

33% (1 response)

co-op network of credit unions nation-wide, made up of about 4000 CUs, and there are about 20,000 ATMs

33% (1 response)

CO-OP Network is the nation's largest surcharge-free ATM network, providing access at 28,000 ATMs throughout the U.S. and Canada, including 9,000 deposit-taking ATMs and 5,500 7-Eleven locations, and access to over 800,000 ATMs worldwide through links to NYCE, STAR, Cirrus, Pulse and Plus.

33% (1 response)

Only this bank's ATMs are free

This bank will reimburse all ATM charges

Checking account fees: Free checking has no minimum and no monthly fees (Only 4 responses received)

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Checking account fees:
Free checking has no minimum and no monthly fees

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Free checking has no minimum and no monthly fees

50% (2 responses)

Basic checking free $5/avoid if sign up for e-statements. No fee.

25% (1 response)

No fee

25% (1 response)

Minimum balance requirement: Interest checking account-$10 if below $500. Free checking on regular checking account.. (Only 4 responses received)

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Minimum balance requirement:
Interest checking account-$10 if below $500. Free checking on regular checking account..

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Interest checking account-$10 if below $500. Free checking on regular checking account..

25% (1 response)

On money market accounts yes. On checking accounts no.

25% (1 response)

There is no minimum balance on Free Checking. A money market account, however, will have a minimum balance.

25% (1 response)

No minimum

Minimum opening deposit: $5 in prime share savings account. (Only 4 responses received)

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Minimum opening deposit:
$5 in prime share savings account.

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$5 in prime share savings account.

25% (1 response)

$5 Checking. $1000 Money Market.

25% (1 response)

all members are required to keep $5. for savings, and $50. minimun to open a checking acct. (after that no minimum)

25% (1 response)

To open an account, you need to have $5 to put into savings, which is your share in the credit union. You will need at least $50 to open the account, but there is no minimum balance once the account is opened.

25% (1 response)

No minimum

Business hours: M-F 9 to 5:30 pm. Sat 9-1 pm (Only 4 responses received)

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Business hours:
M-F 9 to 5:30 pm. Sat 9-1 pm

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M-F 9 to 5:30 pm. Sat 9-1 pm

25% (1 response)

Hours may differ with the branch, but most are open 9am-6pm M-F and 9am-1pm on Saturdays.

25% (1 response)

7:30AM-4:30 PM (weekdays.) Saturday 9:00AM-1:00PM.

25% (1 response)

differs w the branch, but most are 9-6 M-F and 9-1 Saturdays

25% (1 response)

Online bill payment: YES (Only 3 responses received)

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Online bill payment:
YES

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YES

67% (2 responses)

Yes, 3 x month no fee. Only 2 x month $3.95.

33% (1 response)

Yes

Number of branches: (show all) 6

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Number of branches: (show all)
6

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Mortgages: PSCU offers several mortgages, including 10-, 15-, 20-, and 30-year fixed-rate mortgages and Jumbo mortgages. To learn more, please contact the PSCU Mortgage Advisor at (303) 639-2235, (970) 416-5000 ext. 2235, or (800) 437-7328 ext. 2235. (Only 3 responses received)

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Mortgages:
PSCU offers several mortgages, including 10-, 15-, 20-, and 30-year fixed-rate mortgages and Jumbo mortgages. To learn more, please contact the PSCU Mortgage Advisor at (303) 639-2235, (970) 416-5000 ext. 2235, or (800) 437-7328 ext. 2235.

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PSCU offers several mortgages, including 10-, 15-, 20-, and 30-year fixed-rate mortgages and Jumbo mortgages. To learn more, please contact the PSCU Mortgage Advisor at (303) 639-2235, (970) 416-5000 ext. 2235, or (800) 437-7328 ext. 2235.

33% (1 response)

Yes.

33% (1 response)

YES

33% (1 response)

We hold and service our own mortgages

We hold our mortgages and contract out the servicing

We sell our mortgages on the secondary market, and we contract out the servicing

TARP bailout money received: No. (Only 4 responses received)

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TARP bailout money received:
No.

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No.

25% (1 response)

No. In the entire history of U.S. credit unions, taxpayer funds have never been used to bail out a credit union.

25% (1 response)

No TARP money received

25% (1 response)

TARP bailout money repaid: N/A (Only 4 responses received)

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TARP bailout money repaid:
N/A

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N/A

50% (2 responses)

25% (1 response)

No TARP money received

25% (1 response)

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Public Service Credit Union Credit Union

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Branch/ATM Locations (back to details)

Public Service Credit Union Credit Union

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

Public Service Credit Union — Submit a Correction

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Branch/ATM Locations (back to details)

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