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WESCOM CENTRAL Credit Union

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Phone: (909) 798-6043

(1 vote)

Website: http://www.wescom.org/

123 S Marengo Ave, Pasadena, CA, 91101

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Requirements for joining: Community Credit Union, you have to live or work or to be related to LA, orange county area. (Only 2 responses received)

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Requirements for joining:
Community Credit Union, you have to live or work or to be related to LA, orange county area.

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Community Credit Union, you have to live or work or to be related to LA, orange county area.

50% (1 response)

I was told the requirement was residence is Southern California

50% (1 response)

Debit card fees: Not if you use at their ATM, no charge for retails. Non member fees applies (Only 1 response received)

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Debit card fees:
Not if you use at their ATM, no charge for retails. Non member fees applies

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Not if you use at their ATM, no charge for retails. Non member fees applies

100% (1 response)

No fee

Overdraft fees: $3.00 for transfer from your saving to check to cover your OD. return items $10.00 to $20.00 depending on returns. (Only 2 responses received)

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Overdraft fees:
$3.00 for transfer from your saving to check to cover your OD. return items $10.00 to $20.00 depending on returns.

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$3.00 for transfer from your saving to check to cover your OD. return items $10.00 to $20.00 depending on returns.

50% (1 response)

There is a point system where if direct deposit and minimum balance or loan are available any overdraft fees are waived.

50% (1 response)

ATM access: Any ATM with the "STAR" system logo, and at any 7-11 Store ATM the use is free. (Only 2 responses received)

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ATM access:
Any ATM with the "STAR" system logo, and at any 7-11 Store ATM the use is free.

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Any ATM with the "STAR" system logo, and at any 7-11 Store ATM the use is free.

50% (1 response)

not many

50% (1 response)

Only this bank's ATMs are free

This bank will reimburse all ATM charges

Checking account fees: No. There is $5.00 fee if you do not have all of these: a) checking with minimum $1000.00 daily avg, direct deposit, $5000.00 in CD, and loans, you have to use your ATM in retail. They have a point system... you have to have 5- 6 points to avoid fees. to (Only 1 response received)

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Checking account fees:
No. There is $5.00 fee if you do not have all of these: a) checking with minimum $1000.00 daily avg, direct deposit, $5000.00 in CD, and loans, you have to use your ATM in retail. They have a point system... you have to have 5- 6 points to avoid fees. to

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No. There is $5.00 fee if you do not have all of these: a) checking with minimum $1000.00 daily avg, direct deposit, $5000.00 in CD, and loans, you have to use your ATM in retail. They have a point system... you have to have 5- 6 points to avoid fees. to

100% (1 response)

No fee

Minimum balance requirement: Yes, but it is not only one account.. it is your total relationship with the bank. Loans has more points than checking (Only 2 responses received)

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Minimum balance requirement:
Yes, but it is not only one account.. it is your total relationship with the bank. Loans has more points than checking

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Yes, but it is not only one account.. it is your total relationship with the bank. Loans has more points than checking

50% (1 response)

Yes in a way - either a minimum balance plus a loan or direct deposit, or online bill pay service, etc. will earn points where at a point level mostly everything is free or credited if fee is imposed.

50% (1 response)

No minimum

Minimum opening deposit: $1 (Only 2 responses received)

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Minimum opening deposit:
$1

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50% (1 response)

$1.00

50% (1 response)

No minimum

Business hours: 9 - 6 weekdays, 9-4 Saturdays. No Sunday (Only 1 response received)

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Business hours:
9 - 6 weekdays, 9-4 Saturdays. No Sunday

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9 - 6 weekdays, 9-4 Saturdays. No Sunday

100% (1 response)

Online bill payment: Wescom had one of the first online bill pay systems and when a customer enrolls a point is earned towards Signature Membership where almost all fees do not apply. (Only 2 responses received)

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Online bill payment:
Wescom had one of the first online bill pay systems and when a customer enrolls a point is earned towards Signature Membership where almost all fees do not apply.

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Wescom had one of the first online bill pay systems and when a customer enrolls a point is earned towards Signature Membership where almost all fees do not apply.

50% (1 response)

Yes

50% (1 response)

Number of branches: (show all) 4

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Number of branches: (show all)
4

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Mortgages: Yes (Only 2 responses received)

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Mortgages:
Yes

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Yes

50% (1 response)

Yes. Wescom holds their own portfolio of mortgages.

50% (1 response)

We hold and service our own mortgages

We hold our mortgages and contract out the servicing

We sell our mortgages on the secondary market, and we contract out the servicing

TARP bailout money received: no (Only 2 responses received)

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TARP bailout money received:
no

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50% (1 response)

No TARP money received

TARP bailout money repaid: No (Only 2 responses received)

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TARP bailout money repaid:
No

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50% (1 response)

none

50% (1 response)

No TARP money received

All

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Comments

Branch/ATM Locations (back to details)

2600 Cherry Avenue, Signal Hill, CA 90755-2009
Branch — 2.0 miles away // Phone: (888) 493-7266
123 S Marengo Ave, Pasadena, CA, 91101
Branch — 24.6 miles away // Phone: None
19500 Plummer Street, Northridge, CA 91324-2144
Branch — 39.5 miles away // Phone: (888) 493-7266
9990 Alabama Street, Redlands, CA 92374-2066
Branch — 56.9 miles away // Phone: (909) 798-6043

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Requirements for joining:

Debit card fees:

Overdraft fees:

ATM access:

Checking account fees:

Minimum balance requirement:

Minimum opening deposit:

Business hours:

Online bill payment:

Mortgages:

TARP bailout money received:

TARP bailout money repaid:

Bank phone number:

Company website:

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