STRAITS AREA Credit Union
Phone: (231) 627-3145
Website: http://www.mi-safcu.org
PO Box 367, Cheboygan, MI, 49721
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Requirements for joining:
Live, work or worship in the Cheboygan County area, or have relative who lives in the area. Branch locations in Cheboygan, Indian River and Mackinaw City
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Debit card fees:
Use of the debit card with PIN is free 4 times a month. After the 4 usage limit, there is a $1 charge each time. The card issued can also be used as a credit card for purchases. There is no fee for using it as a "Credit" card.
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Overdraft fees:
If funds are available in a member's savings account, there is a transfer (from saving to checking) fee of $3.00. If funds are not available, there is a $25.00 overdraft fee.
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ATM access:
The use of any ATM with the "Co-Op" logo is free.
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Checking account fees:
No fee
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Minimum balance requirement:
No minimum
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Minimum opening deposit:
$5.00
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Business hours:
Monday-Friday 9:00 a.m. - 5:00 p.m. Saturday 9:00 - 12:00 noon
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Online bill payment:
Yes
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Mortgages:
We hold and service our own mortgages
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TARP bailout money received:
No TARP money received
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TARP bailout money repaid:
No TARP money received
Comments
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