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STATE EMPLOYEES' Credit Union

Phone: (888) 732-8562 or (919) 857-2150

  (2 votes)

Website: http://www.ncsecu.org

1000 WADE AVENUE, RALEIGH, NC, 27605

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Requirements for joining: Eligibility Requirements - Employees of the State of North Carolina and Federal employees working in conjunction with State departments; Employees of Public Boards of Education; Employees of associations formed for the benefit of State employees, such as State Employees' Association of North Carolina, N.C. Association of Educators, State Employees' Credit Union, and non-remarried spouses of persons who died while in the field of membership of the Credit Union; Persons retired from the above employment as pensioners and/or annuitants from the above employment or services; Persons in the immediate family of current Credit Union members (defined as spouses, parents, children, and siblings of a member), persons living in the same residence maintaining a single economic unit with a member, and organizations of such persons; Employees of agencies or departments whose employees are subject to the State Personnel Act; Employees of county, municipal, and related government units (excluding employees of county departments of Social Services, Health, Mental Health, and Civil Defense) who currently have a Credit Union chartered by North Carolina or the Federal Government and who are included in that field of membership are not eligible for membership in the State Employees' Credit Union; All members of the North Carolina National Guard (Only 4 responses received)

Debit card fees: No fee (Only 2 responses received)

Overdraft fees: 2 Non sufficient funds (NSF) fees are waived per year. After that, NSF fees are $12 and .50 cents per each overdraft (Only 2 responses received)

ATM access: Only this bank's ATMs are free (Only 3 responses received)

Checking account fees: There is a $1 per month maintenance fee. (Only 2 responses received)

Minimum balance requirement: Yes. There is a $25 minimum fee for a saving account, but there is not fee for a checking account. (Only 2 responses received)

Minimum opening deposit: $25 minimum for savings account, no minimum for checking account. (Only 1 response received)

Business hours: Branches are open from 8:30 am - 5:30 pm, Monday through Friday (Only 3 responses received)

Online bill payment: Yes (Only 2 responses received)

Number of branches: (show all) 67

Mortgages: We hold and service our own mortgages (Only 1 response received)

TARP bailout money received: No TARP money received (Only 1 response received)

TARP bailout money repaid: No TARP money received (Only 1 response received)
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