STATE EMPLOYEES' Credit Union
Phone: (888) 732-8562 or (919) 857-2150
Website: http://www.ncsecu.org
1000 WADE AVENUE, RALEIGH, NC, 27605
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Requirements for joining:
Eligibility Requirements - Employees of the State of North Carolina and Federal employees working in conjunction with State departments; Employees of Public Boards of Education; Employees of associations formed for the benefit of State employees, such as State Employees' Association of North Carolina, N.C. Association of Educators, State Employees' Credit Union, and non-remarried spouses of persons who died while in the field of membership of the Credit Union; Persons retired from the above employment as pensioners and/or annuitants from the above employment or services; Persons in the immediate family of current Credit Union members (defined as spouses, parents, children, and siblings of a member), persons living in the same residence maintaining a single economic unit with a member, and organizations of such persons; Employees of agencies or departments whose employees are subject to the State Personnel Act; Employees of county, municipal, and related government units (excluding employees of county departments of Social Services, Health, Mental Health, and Civil Defense) who currently have a Credit Union chartered by North Carolina or the Federal Government and who are included in that field of membership are not eligible for membership in the State Employees' Credit Union; All members of the North Carolina National Guard
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Debit card fees:
No fee
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Overdraft fees:
2 Non sufficient funds (NSF) fees are waived per year. After that, NSF fees are $12 and .50 cents per each overdraft
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ATM access:
Only this bank's ATMs are free
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Checking account fees:
There is a $1 per month maintenance fee.
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Minimum balance requirement:
Yes. There is a $25 minimum fee for a saving account, but there is not fee for a checking account.
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Minimum opening deposit:
$25 minimum for savings account, no minimum for checking account.
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Business hours:
Branches are open from 8:30 am - 5:30 pm, Monday through Friday
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Online bill payment:
Yes
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Mortgages:
We hold and service our own mortgages
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TARP bailout money received:
No TARP money received
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TARP bailout money repaid:
No TARP money received
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