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SERVICE ONE Credit Union

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Phone: (270) 842-0766

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Website: http://www.socu.com/

PO Box 51770, Bowling Green, KY, 42102

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Requirements for joining: Membership is open to any individual who lives, works, or worships within the 10-country Barren River Area Development District (Allen, Barren, Butler, Edmonson, Hart, Logan, Metcalfe, Monroe, Simpson, or Warren Counties); or is a WKU employee, student, or alumnus; some additional people qualify as well in some other KY counties (see website). (Only 1 response received)

Debit card fees: No debit card transaction fee, but a $2/mo fee for having the card; this fee is waived if you "go green" by having a debit card, using online banking, electronic rather than paper statement, automatic deposit and at least 1 automatic debit (e.g.,monthly bill). If you "go green" we will also credit out of network ATM fees up to $8/mo. (Only 1 response received)

Overdraft fees: $24.75 per overdraft item (Only 1 response received)

ATM access: 8 free ATMs at branches and in area; >3,000 free ATMs nationwide via Alliance One ATM credit union cooperative (258 of these in Kentucky). (Only 1 response received)

Checking account fees: $7.75/mo primary; $0/mo secondary; $0/mo young savers, WKU and other college students; $18.75/mo business. (Only 1 response received)

Minimum balance requirement: No (Only 1 response received)

Minimum opening deposit: Minimum deposit of $25 in savings acct in order to become a member and open a checking acct. (Only 1 response received)

Business hours: There are three branches in Bowling Green and one in Glasgow. 1609 Campbell Lane, BGKY: Lobby M-F 9-5, Sa 9-1; Drivethru M-Sa 8-close. 543 US 31-W Bypass, BGKY: Lobby M-F 9-5; Drivethru M-F 8-close. WKU Campus, 422 College Heights, BGKY: Lobby 7:45-3:30 M-F. Glasgow, KY, 116 Ensminger Dr.: Lobby M-Th 9-4, F 9-5, Sa 9-12; Drivethru M-Sa 8-close. (Only 1 response received)

Online bill payment: Yes (Only 1 response received)

Number of branches: (show all) 6

Mortgages: We hold and service our own mortgages. (Only 1 response received)

TARP bailout money received: No TARP money received. (Only 1 response received)

TARP bailout money repaid: No TARP money received. (Only 1 response received)
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Branch/ATM Locations (back to details)

  1. 543 U.S. 31 Bypass, Bowling Green, KY 42101
    Branch — 0.1 miles away // Phone: (270) 796-8500
  2. PO Box 51770, Bowling Green, KY, 42102
    Branch — 1.0 miles away // Phone: None
  3. 422 E 15th Ave, Bowling Green, KY, 42101
    Branch — 1.3 miles away // Phone: None
  4. 422 East 15th Avenue, Bowling Green, KY 42101-3476
    Branch — 1.3 miles away // Phone: (270) 842-0766
  5. 116 Ensminger Dr, Glasgow, KY, 42141
    Branch — 27.8 miles away // Phone: None
  6. PO Box 810, Muskegon, MI, 49443
    Branch — 431.5 miles away // Phone: None
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