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MEMBERS Credit Union

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Phone: (336) 748-4800

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  (1 vote)

Website: http://www.memcu.com/

P.O. Box 5297, Winston Salem, NC, 27104

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Requirements for joining: Yes, you do need to meet one of several criteria. Being directly related to a current member is one way, working for one of the credit union's associated companies is another, living in one of three NC counties or within 25 miles of their Hope Mills branch is another, and if none of those work for you, you can donate $10 to the Hispanic League of the Triad, or $25 to the Consumer Credit Counseling Service (I may have that last organization's name wrong). (Only 1 response received)

Debit card fees: With the checking account, no ATM fees. With the savings account, there is a small fee (I think $1.50-$2.00) for the first two withdrawals in a month, then it's, I think, $6.00 per withdrawal. (So withdraw from your checking account, it sounds like to me.) (Only 1 response received)

Overdraft fees: $25.00 if your check has to be rejected NSF. If you deposit someone else's check, and *it* bounces, they charge $6.75, which they say is just the processing charge they have to pay. (Only 1 response received)

ATM access: There is a network of ATMs, and a map to them is available on line. (Only 1 response received)

Checking account fees: No fee as long as you have $25.00 in your account at the end of the month. Failing that, they will charge you $3.00. (Only 1 response received)

Minimum balance requirement: $25.00, which needs to be in your account at the end of the month, or they will charge you $3.00. (Only 1 response received)

Minimum opening deposit: $25.00 (Only 1 response received)

Business hours: I did not get this information, and it appears unavailable on the web site. (Only 1 response received)

Online bill payment: Yes (Only 1 response received)

Number of branches: (show all) 23

Mortgages: I did not get this information either. I'll defend myself about this -- As I was talking to the representative, I was taking notes in this form, and suddently I got a message that the server was unavailable. All of my notes vaporized, and I couldn't even get the questions displayed. (Only 1 response received)

TARP bailout money received: No TARP money received (Only 1 response received)

TARP bailout money repaid: We don't have this information yet.
Tell me when more info is available!

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Branch/ATM Locations (back to details)

  1. 3323 S Airport Rd W, Traverse City, MI, 49684
    Branch — 0.1 miles away // Phone: None
  2. 1234 Hastings St, Traverse City, MI, 49686
    Branch — 3.0 miles away // Phone: None
  3. PO Box 795, Traverse City, MI, 49685
    Branch — 3.1 miles away // Phone: None
  4. 3608 Roy Messer Hwy, White Pine, TN, 37890
    Branch — 607.4 miles away // Phone: None
  5. PO Box 1468, Lenoir, NC, 28645
    Branch — 645.7 miles away // Phone: None
  6. 446 East Hanes Mill Road, Winston-Salem, NC 27105-9136
    Branch — 653.4 miles away // Phone: (336) 377-2336
  7. PO Box 68, Morganton, NC, 28680
    Branch — 654.2 miles away // Phone: None
  8. 106 E Fleming Dr, Morganton, NC, 28655
    Branch — 654.7 miles away // Phone: None
  9. P.O. Box 5297, Winston Salem, NC, 27104
    Branch — 658.2 miles away // Phone: None
  10. PO Box 5297, Winston Salem, NC, 27113
    Branch — 659.7 miles away // Phone: None
  11. 393 E Putnam Ave, Cos Cob, CT, 06807
    Branch — 660.2 miles away // Phone: None
  12. 2098 Frontis Plaza Blvd # A, Winston-Salem, NC 27103-5779
    Headquarters — 660.8 miles away // Phone: (336) 748-4800
  13. PO Box 1851, Hickory, NC, 28603
    Branch — 661.0 miles away // Phone: None
  14. 56 W Broad St, Stamford, CT, 06902
    Branch — 662.0 miles away // Phone: None
  15. 2475 Northwest Blvd, Newton, NC, 28658
    Branch — 666.1 miles away // Phone: None
  16. 100 Lines St, Thomasville, NC, 27360
    Branch — 677.9 miles away // Phone: None
  17. 101 City Hall Plz, Durham, NC, 27701
    Branch — 699.2 miles away // Phone: None
  18. 4344 Fayetteville Rd, Lumberton, NC, 28358
    Branch — 779.7 miles away // Phone: None
  19. 1024 SW Alsbury Blvd, Burleson, TX, 76028
    Branch — 1050.4 miles away // Phone: None
  20. 827 N Main St, Cleburne, TX, 76033
    Branch — 1061.8 miles away // Phone: None
  21. 4160 Piedmont Pkwy # 150, Greensboro, NC, 27410
    Branch // Phone: None
  22. 1677 Westchester Dr # 144, High Point, NC, 27262
    Branch // Phone: None
  23. 2720 Lake Wheeler Rd # 110, Raleigh, NC, 27603
    Branch // Phone: None
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