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HEARTLAND Credit Union

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Phone: (937) 294-1991

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Website: http://www.thinkheartland.com

3400 Office Park Dr, Dayton, OH, 45439

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Requirements for joining: Membership to Heartland Federal Credit Union is available and open to all residents, church attendees, employees, and students of Clark, Greene, Miami, and Montgomery counties within the state of Ohio (Only 1 response received)

Debit card fees: access to funds at any STAR network member or where Visa debit is accepted. (Only 1 response received)

Overdraft fees: You can choose to link a savings account, a line of credit, or both to help facilitate transaction approval. A $3 transfer fee will be charged with Overdraft Protection. If Overdraft Protection is not assigned, Overdraft Privilege (Member is eligible for Overdraft Privilege and Negative Overdraft if the following conditions are met: 1.) Account has been open for at least 60 days. 2.) Member has deposited at least $400 in the account in the last 30 days. 3.) Member is not in default on any loan obligation under account number with transaction(s) in question and 4.) Member is not continuously overdrawn for 29 days.) may kick in and take your account up to $500 in the negative. A $25 fee is charged whenever this privilege is utilized. If Member does not have Overdraft Protection and is not eligible for Overdraft Privilege, the item will not be paid and a $25 fee will be charged. (Only 1 response received)

ATM access: The bank is a member of the Star Visa network. (Only 1 response received)

Checking account fees: No fee (Only 1 response received)

Minimum balance requirement: No minimum (Only 1 response received)

Minimum opening deposit: $5 (Only 1 response received)

Business hours: Mainly M-Th 9:00am to 5:30pm (Drive Thru 7:30am to 5:30pm); Fri 9:00am to 6:00pm (Drive Thru 7:30am to 6:00pm); Sat (Drive Thru Only 9:00am to noon) Piqua office not open on Sat (Only 1 response received)

Online bill payment: Yes (Only 1 response received)

Number of branches: (show all) 3

Mortgages: Mortgages are only offered thru an affiliate (Only 1 response received)

TARP bailout money received: No TARP money received (Only 1 response received)

TARP bailout money repaid: No TARP money received (Only 1 response received)
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Branch/ATM Locations (back to details)

  1. 3400 Office Park Dr, Dayton, Ohio 45409
    Branch — 0.3 miles away // Phone: (937) 294-1991
  2. 3400 Office Park Drive, Dayton, OH 45439-2214
    Branch — 0.4 miles away // Phone: (937) 294-1991
  3. 3400 Office Park Dr, Dayton, OH, 45439
    Branch — 0.4 miles away // Phone: None
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