HEARTLAND Credit Union
Phone: (937) 294-1991
Website: http://www.thinkheartland.com
3400 Office Park Dr, Dayton, OH, 45439
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Requirements for joining:
Membership to Heartland Federal Credit Union is available and open to all residents, church attendees, employees, and students of Clark, Greene, Miami, and Montgomery counties within the state of Ohio
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Debit card fees:
access to funds at any STAR network member or where Visa debit is accepted.
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Overdraft fees:
You can choose to link a savings account, a line of credit, or both to help facilitate transaction approval. A $3 transfer fee will be charged with Overdraft Protection. If Overdraft Protection is not assigned, Overdraft Privilege (Member is eligible for Overdraft Privilege and Negative Overdraft if the following conditions are met: 1.) Account has been open for at least 60 days. 2.) Member has deposited at least $400 in the account in the last 30 days. 3.) Member is not in default on any loan obligation under account number with transaction(s) in question and 4.) Member is not continuously overdrawn for 29 days.) may kick in and take your account up to $500 in the negative. A $25 fee is charged whenever this privilege is utilized. If Member does not have Overdraft Protection and is not eligible for Overdraft Privilege, the item will not be paid and a $25 fee will be charged.
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ATM access:
The bank is a member of the Star Visa network.
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Checking account fees:
No fee
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Minimum balance requirement:
No minimum
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Minimum opening deposit:
$5
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Business hours:
Mainly M-Th 9:00am to 5:30pm (Drive Thru 7:30am to 5:30pm); Fri 9:00am to 6:00pm (Drive Thru 7:30am to 6:00pm); Sat (Drive Thru Only 9:00am to noon) Piqua office not open on Sat
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Online bill payment:
Yes
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Mortgages:
Mortgages are only offered thru an affiliate
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TARP bailout money received:
No TARP money received
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TARP bailout money repaid:
No TARP money received
Comments
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