GARDEN SAVINGS Credit Union
Phone: (973) 576-2000
Website: http://Gardensavingsfcu.org
129 Littleton Road, Parsippany, NJ, 7054
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Requirements for joining:
Yes, must live, work, or conduct business in Newark, NJ (if you shop, eat at restaurants, or use Newark International Airport, you conduct business there).
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Debit card fees:
No fee
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Overdraft fees:
3 options: 1) if you have it in your savings account, they will transfer enough money to cover it (up to twice a month); 2) you can make unlimited transfers to cover; 3) with a Diamond Checking Account (direct deposit required), and having the account in good standing for 90+ days, they will cover checks up to $800.00 for a $29.00 fee.
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ATM access:
This bank will reimburse up to $20 in ATM fees per month with a Diamond Checking Account (direct deposit required).
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Checking account fees:
No fee
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Minimum balance requirement:
No minimum
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Minimum opening deposit:
Must have $5 in a savings account to open a checking account. $50 to open checking account, but no minimum.
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Business hours:
Newark, NJ: Monday-Thursday 9am-5pm, Friday & Saturday 9am-7pm
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Online bill payment:
Yes
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Mortgages:
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TARP bailout money received:
No TARP money received
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TARP bailout money repaid:
No TARP money received
Comments
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